💳 What Is the Wells Fargo Active Cash Credit Card?
The Wells Fargo Active Cash credit card is a $0 annual fee card that gives you a flat 2% unlimited cash rewards on every single purchase.
That’s right. No need to keep track of special bonus categories or quarterly activations. You get 2% back on gas, groceries, streaming, even that random Amazon order at 3 a.m.
Here’s the quick rundown:
- Unlimited 2% cash rewards on purchases
- $200 welcome bonus after spending $500 in the first 3 months
- $0 annual fee
- 0% intro APR for 15 months (purchases & balance transfers)
- Built-in Visa Signature benefits
Simple? Yup. Solid? Definitely.
🤔 What’s the Catch?
Okay, let’s be real. No card is perfect.
With the Wells Fargo Active Cash credit card, here’s what might give you pause:
- ❌ No bonus categories: If you spend a lot on groceries or dining, other cards might give 3-5%.
- ❌ No travel partners: It’s not built for points or miles fans.
- ❌ Wells Fargo’s reputation: They’ve had a few scandals. Some folks just avoid the brand.
- ❌ Foreign transaction fees: Not the best pick for international travel.
So while it’s great for cashback lovers, if you’re a rewards points junkie or a globetrotter, this may not be your go-to.