💳 What Is the Wells Fargo Active Cash Credit Card?

The Wells Fargo Active Cash credit card is a $0 annual fee card that gives you a flat 2% unlimited cash rewards on every single purchase.

That’s right. No need to keep track of special bonus categories or quarterly activations. You get 2% back on gas, groceries, streaming, even that random Amazon order at 3 a.m.

Here’s the quick rundown:

  • Unlimited 2% cash rewards on purchases
  • $200 welcome bonus after spending $500 in the first 3 months
  • $0 annual fee
  • 0% intro APR for 15 months (purchases & balance transfers)
  • Built-in Visa Signature benefits

Simple? Yup. Solid? Definitely.

🤔 What’s the Catch?

Okay, let’s be real. No card is perfect.

With the Wells Fargo Active Cash credit card, here’s what might give you pause:

  • No bonus categories: If you spend a lot on groceries or dining, other cards might give 3-5%.
  • No travel partners: It’s not built for points or miles fans.
  • Wells Fargo’s reputation: They’ve had a few scandals. Some folks just avoid the brand.
  • Foreign transaction fees: Not the best pick for international travel.

So while it’s great for cashback lovers, if you’re a rewards points junkie or a globetrotter, this may not be your go-to.

Exit mobile version