American Express -Blue Cash Preferred Credit Card: Still Worth It in 2025?

Ever feel like your weekly grocery bill could use a little payback?

If you’re spending serious cash on food, gas, and streaming services, the Blue Cash Preferred Card from American Express might just be your wallet’s new best friend. It’s been around a while, but in 2025—it’s better than ever.

Let’s break down what makes this card stand out (and where it might fall short), so you can decide if it’s the right fit for your lifestyle.

💰 What is the Blue Cash Preferred Card from American Express?

The Blue Cash Preferred Card from American Express is a cash back credit card that rewards you BIG on everyday stuff like groceries, gas, and streaming. It’s popular with families and savvy shoppers who want real rewards, not confusing point systems.

Here’s a quick look at the 2025 cash back rates:

• 6% back at U.S. supermarkets (on up to $6,000/year in purchases, then 1%)
• 6% back on select U.S. streaming services
• 3% back on transit (think: rideshares, buses, tolls, trains)
• 3% back at U.S. gas stations
• 1% back on everything else

Boom. Everyday spending categories = real cash back.

🛒 Why People Are Loving This Card in 2025

High Cash Back Where You Actually Spend

Let’s be real. Groceries are expensive. Netflix, Hulu, Spotify—they all add up. If you’re spending in these spots (and who isn’t?), the Blue Cash Preferred Card from American Express just makes sense.

Here’s why folks are signing up in 2025:

• Unbeatable 6% grocery cash back – seriously, name another card doing that
• Streaming services? Covered. Netflix, Disney+, and more
• Flexible for commuters – that 3% on transit is gold
• American Express perks – including fraud protection, dispute resolution, and Amex Offers

Who Should Get the Blue Cash Preferred Card from American Express?

This card is perfect for:

• Families who buy lots of groceries
• Cord-cutters with multiple streaming subscriptions
• Drivers or commuters who spend a lot on gas or transit
• People who pay off their balance monthly (interest rates ain’t cute)

Skip it if you:

• Rarely cook or shop for groceries
• Don’t stream much
• Want travel rewards instead of cash back

Pros & Cons

Quick Breakdown

Pros:

• Huge 6% back at U.S. supermarkets
• Streaming rewards are rare & sweet
• Transit & gas categories = practical
• Welcome offer usually around $250 back after spending $3,000 in first 6 months
• Great mobile app & support from Amex

Cons:

• $95 annual fee (but it pays for itself if you use it right)
• 6% grocery back is capped at $6k/year
• Not ideal for travel abroad (foreign transaction fees apply)

🧮 Real-World Savings Example

Let’s say your household spends:

• $500/month on groceries → That’s $30 cash back per month
• $100/month on streaming → $6/month back
• $150/month on gas → $4.50/month back
• $50/month on transit → $1.50/month back

Total monthly cash back = ~$42
Yearly = ~$500 — not bad for a $95 annual fee, right?

🔍 How the Blue Cash Preferred Card from American Express Compares

📱 Extra Amex Benefits in 2025

Owning the Blue Cash Preferred Card from American Express isn’t just about cash back. You also get:

• Amex Offers: Exclusive deals at top brands
• Plan It®: Flexible payment plans for big purchases
• Purchase Protection & Extended Warranty
• Entertainment Access: Early tix to concerts, shows, etc.

🔑 LSI Keywords to Know

We also naturally sprinkled in keywords search engines (and readers) love:

• Best grocery cash back credit card
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• Streaming rewards card
• Credit cards with transit rewards
• High cash back Amex cards

🏁 Final Thoughts: Is the Blue Cash Preferred Card from American Express Right for You?

If your monthly budget revolves around groceries, gas, and streaming, the Blue Cash Preferred Card from American Express can straight-up pay you to live your life.

With high cash back in the categories that matter most, this card stands tall in 2025—even with that $95 annual fee. Just use it smart, and you’ll earn that fee back in no time.

Cash Back Rate of American Express Blue Cash Everyday® Card

American Express Blue Cash Everyday® has 0% introductory Annual Percentage Rate (APR) for the first 12 months, after one year the APR will be 13.99% to 23.99%, based on cardholders’ creditworthiness.

Blue Cash Everyday cards member only earns rewards in the U.S. at stores that are classified as a supermarket, a gas station or from American Express or AMEX store list

With Amex Send & Split you can send money and split purchases with any other Venmo or PayPal user, directly from the Amex App . Blue Cash Everyday® Card will give you $100 cash back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership-

Full list of American Express Blue Cash Everyday Fees and terms of conditions

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